The colour of your car may be hot but it has no impact on your car insurance premium.
So while the colour of your car may be important to you, it’s not important to your insurance company.
Other questions to be answered:
Do parking tickets affect my premium? "NO"
Does a two-door car cost more to insure than a four-door? No, 4 doors costs more to insure.
Other factors that are taken into account when insuring your car are:
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Where you live
Collisions and auto theft are more likely in urban areas, which may affect your premium.
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What car you drive
Your car’s make, model, year, value and potential repair costs are associated with risk factors. Your insurance company may consider the CLEAR system to rate your car.
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What you use your car for
The more you drive, the higher your collision risk. Your insurance company will want to know if you drive often or for long distances.
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Your driving record
A long, collision-free driving history can help you qualify for competitive insurance rates.
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Your driver profile
Depending on your province, the claims history of the group to which you belong as a driver – for example, drivers of the same age and driving experience – may be factored into your rate. Your premium may be impacted by how often your group makes claims.
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Other factors
Premiums are also affected by market forces, government regulations, taxes and unpredictable catastrophic events.