Mar 2013

Staged Collisions: types and tips

Staged Collisions: types and tips
Staged collisions don’t always result in horrific deaths, but when criminals enter our communities to commit fraud we need to take it seriously.
Types of Staged Collisions

Swoop and Squat   IBC-Animated-S-S-(Crop)-v01-f-1-(2).gif

The above accident is called a “swoop and “squat. In this scenario, a “swoop” car suddenly speeds up and cuts off the “squat” car (sometimes an innocent person in the wrong place at the wrong time and sometimes an accomplice). Unable to stop in time, the “squat” car rear-ends the “swoop” car. Usually, everyone who is in on the scam claims some sort of injury, and makes an auto insurance claim.
Drive down   IBC-Animated-DD-(Crop)-v01-f-(1).gif

The criminal appears to yield and waves to the innocent victim to proceed with a merge or lane change. As the victim merges, the criminal drives into the innocent driver, and later denies that he or she had waved the victim on.

Sideswipe   IBC-Animated-SS-(Crop)-v01-f-1.gif

The criminal targets an innocent driver and purposely collides with the side of the target vehicle. This usually occurs in busy intersections with dual left turn lanes. If the victim in the inner lane drifts even a little into the outer lane, the criminal intentionally causes a collision.

Imaginary accidents
In some auto insurance fraud schemes, no accident ever really happens. The criminal reports an accident and subsequent injury, and makes a claim, but the accident only exists on paper. In some cases, police are called to the scene of an alleged “hit and run,” where only one car is present, and damage has been fabricated.
Seat sales
This is a common feature of staged accidents. The principal perpetrator of the accident will “sell” passenger spaces in the car for a set price or a percentage of the passenger’s insurance claim. In some cases, the passengers do not even ride in the car when the accident occurs.
Tips: Here’s what you can do to avoid staged collisions and what to do if you are in one.


Add New Comment